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Stephen M. Grey is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CT, FL, MA, MD, MI, NC, NJ, NY, OR, PA, SC, TX, VA & VT.   No insurance business may be conducted outside the referenced.

Stephen M. Grey, is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of CT, FL, GA, MA, MD, MI, NJ, NY, PA, SC, VA & VT. No offers may be made or accepted from any resident outside the specific states referenced.

Stephen M. Grey is also separately registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state(s) of  CT, FL, GA, MA, MD, MI, NC, NJ, PA, SC, VA, VT & WA.  As such, these services are strictly intended for individuals residing in the specific states referenced.

Stephen M. Grey is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

Grey Insurance and Financial Services, Inc. is not owned or operated by NYLIFE Securities LLC, or its affiliates.

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.